About Us

Building the future
F&I leaders

AFIC is an adaptive F&I learning system that combines fundamental compliance training with ethics, real-world sales process, and performance development to build the next generation of F&I leaders.

New Standard for F&I Training

Created by DOWC, AFIC was built to solve a problem the industry has ignored for decades: traditional F&I training teaches scripts instead of skills. Dealers needed stronger compliance, ethics and performance skills while professionals needed mentorship. The industry needed a system that adapts, evolves, and builds lasting F&I intelligence.

Our Value Pillars

Learning is a continuous journey, and key to future success. Our mission is to unlock an F&I professional’s
full potential through a comprehensive training approach across multiple modalities that redefine excellence

in the Automotive Industry.

Uphold the Highest Standard

We commit to excellence in compliance, ethics, instruction, and performance execution. Every decision reflects our commitment and responsibility to elevate the industry.

Operate With Intellectual Rigor

We challenge assumptions, validate knowledge, and equip professionals to think critically and independently.

Adapt With Discipline

We evolve with purpose by aligning F&I training, technology, and regulation with the needs of a moving market.

Build Trust Through Transparency

Integrity is our foundation. We teach only what can stand in daylight – compliant, fair, customer-centered practices that build credibility in every transaction.

Meet Our F&I Experts

Drawing from decades of dealership leadership, field experience, and F&I mastery, our team built AFIC with a single focus: establishing the foundational intelligence that separates average performers from elite professionals. Every module, every assessment, every tier reflects that commitment.

Michael LaMotta

CEO & Founder

Edvie Castro

COO & General Counsel

Danielle M. Diodato-Lang

Associate General Counsel & Director of Compliance

David Hannah

Senior Director of Claims and Customer Support

Doug Peddle

Director of Learning & Development

Charlie Smith

Director of Operations

Jeff Delarme

Director of Field Operations

Steven Hancock

F&I Trainer

Mindy Vega

F&I Trainer

Michael LaMotta

CEO And Founder

30+ years across retail dealership ownership and F&I administration. Founded DOWC to give dealers structural control over profitability. First through economic volatility in 2008, then through 2020 disruption. Since then, he’s continuously expanded the company, creating pathways for dealers to maximize ownership and build sustainable wealth. His approach: disciplined systems, measurable outcomes, and long-term thinking over short-term gains.

Where It Shows Up on the Scoreboard

AFIC lives or dies in dealership numbers – not in our branding deck. Case studies on this page show what happens when training becomes behavior: more consistent F&I processes across rooftops, cleaner deals, better CSI, steadier PVR, quieter compliance conversations. You’ll see how different types of OEMs and dealerships – franchise, independent, groups – use AFIC in their own way, and what changed after they did.

Case Study

Swickard Auto Group

AFIC’s compliance training equips F&I managers with practical knowledge, real-world scenarios, and clear guidance helping teams operate with confidence, consistency, and accountability in an increasingly complex regulatory environment.

Transform your dealership’s F&I performance.